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Finance Bazaar

How to Achieve Financial Freedom in India by 35: A Step-by-Step Guide

🎯 What is Financial Freedom? Financial freedom means having enough income from your assets or investments to cover your lifestyle expenses—without relying on a job....

Top 10 Investment Options in India for 2025: From SIPs to Startups

📌 Introduction With rising inflation, evolving financial markets, and a surge in digital platforms, 2025 offers more investment choices than ever before. Whether you're a...

SIDBI STEP Scheme: Term Loan to Enhance Production of MSMEs

The Small Industries Development Bank of India (SIDBI) has launched a fast-track financing initiative called the STEP Scheme (Term Loan to Enhance Production of...

ICICI Advantage Woman Savings Account

ICICI Bank’s Advantage Woman Savings Account is a specialized savings account designed exclusively for women. It offers a range of benefits aimed at empowering...

Bank Loan for Startup Business: A Comprehensive Guide

One of the most significant hurdles entrepreneurs face while launching a startup is securing adequate funding. With several financing options available today—ranging from angel...

How to Get a Personal Loan Without a Salary Slip or ITR in India

Getting a personal loan without a salary slip or income tax return (ITR) can be challenging, as most lenders require these documents to assess...

Understanding Gross Income and Its Importance When Applying for a Personal Loan in India

Gross income plays a crucial role when applying for a personal loan in India. Lenders assess an applicant’s gross income to determine their repayment...

Personal Loan for Self-Employed Individuals: How to Qualify

Self-employed individuals often face challenges when applying for personal loans due to fluctuating income and lack of a fixed salary. However, many banks and...

Hidden Charges in Personal Loans: What Borrowers Must Watch Out For

Personal loans are a popular financial tool for meeting urgent expenses, but borrowers often overlook hidden charges that increase the overall cost of the...

Personal Loan Repayment Strategies: Avoiding Debt Traps

Taking a personal loan can be a lifesaver in times of financial need, but improper repayment can lead to a debt trap. High-interest rates...

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